Analyste Crédit

Sovereigns, Financial Institutions & ABS

• Portfolio coverage: ~100 counterparties globally (banks, brokers, ABS); €5.2bn EAD
• Bank credit analysis: capital adequacy, asset quality, funding and liquidity, earnings resilience and loss-absorbing capacity
• Committee support: preparation of materials for quarterly Watchlist, Default and Rating Committees

High Yield Corporate Credit – 6-month internship

• Coverage: credit analysis on HY corporate issuers — financial modelling, cash-flow stress testing and relative value across the capital structure
• Model: contributed to development of a proprietary cash-flow based credit scoring model
• Markets: buy/sell recommendations to PMs; participated in 20+ management roadshows

Investment Grade & Subordinated Debt – 6-month internship

• Performed ~30 credit analyses on IG Corporate & FIG issuers
• Funds: Subordinated Debt (~€1bn AuM) and Global CoCo (~230-300m) —covering both corporate IG issuers and bank capital instruments (AT1/Tier 2)
• ESG integration across the IG portfolio; participated in issuer meetings and credit committees

Fund Selection & Due Diligence – 6-month internship

• Monitored 193 funds (performance, strategy, ODD & ESG); produced client notes using Bloomberg & Morningstar
• Built Excel/VBA macros to automate performance reporting